About

One institutional platform. Two operating divisions.

Make risk measurable, priceable and financeable.

Formation

Criterica is the risk intelligence company.

Our mission is to make risk measurable, priceable and financeable. Our ground is every outcome decided by a court, a regulator or a contract: who prevails, how long it takes, what it costs, what it is worth today. For a funder, an insurer, a lender, a law firm or a corporate legal department, those four answers decide whether to fund, how much to reserve, when to settle and what a book is worth. Criterica measures them from the record and stands behind the number.

Our vision is to be the reference standard for risk intelligence: the number the market checks against.

Two brands carry that work. Criterica Intelligence measures and prices the risk. Criterica Capital prepares financing requests for legal assets for independent capital providers, priced from the same record. One method runs through both, so the probability a capital provider sees is the probability the request was prepared on.

Criterica is headquartered in Palm Beach, Florida. The method was first built in family law before it was extended to the regulated markets the company serves today.

Headquarters · Palm Beach, Florida

Criterica Intelligence and Criterica Capital operate under the Criterica identity. Legal entity: Splitifi, LLC, a Florida limited liability company.

Platform Ownership

The production model fleet and real court-record corpus are developed and owned within the Splitifi platform. Criterica is the institutional identity under which those assets are organized — nothing is licensed from a third party.

Market Coverage

Underwriting intelligence serving capital partners across pre-settlement, law firm lending, and portfolio finance markets.

Leadership

Jack Cosentino

Founder

Jack Cosentino is the founder of Criterica. He founded the company to put a measured number where risk has always been carried on judgment, and leads its teams in research, data, underwriting, engineering and client intelligence.

The company he built is organized around the work:

Research and model development. Defines each outcome, builds and validates the models, publishes the method and the standard.
Data operations. Collects, deduplicates and verifies court and regulatory records from primary sources, and keeps them current.
Underwriting and capital. Prices and funds legal assets through Criterica Capital, through counsel, on published terms.
Engineering. Builds Atlas, the portal, the API and the reporting that puts the number in the client's hands.
Client intelligence. Runs portfolio audits and custom engagements with funders, insurers, firms and institutions.

Leadership, press and partnership inquiries: hello@criterica.com.

Corporate Architecture

Criterica Group

Governance, strategic architecture, and brand infrastructure: the structural layer above the two brands.

Criterica Intelligence

Operating division. Outcome model infrastructure, court data corpus, legal intelligence platform. The underwriting engine for the capital markets.

Criterica Capital

Capital deployment division. Pre-settlement funding, law firm capital, and portfolio financing, priced against Criterica Intelligence outcome models rather than relationship-based heuristics.

critericacapital.com →

Rationale

Clean capital stack

Separating the tech/IP valuation from capital provider structures keeps the platform's capital formation independent and unencumbered.

Shared infrastructure

Brand, data pipeline, intelligence models, and market narrative are shared across the platform, compounding value with each addition.

M&A optionality

The Group layer creates the acquisition architecture, intelligence assets, capital assets, and legal tech enablement, without complicating operating division governance.

Interested in the Criterica Group platform?

Strategic partners, institutional investors, and acquisition inquiries.

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